Are you living for your family?
I know you've been saying you will die for them, but what will they do when you die?
Final Expense
Do you have a plan for your funeral?
Estate Planning
Is your mortgage protected?
Life Insurance
Will you let them struggle to burry you?
Getting a Universal Life Insurance
It is living for you family.
So they can live well after you die
LIFE INSURANCE
I've the right investment plan for you so you can live right
I am Ricardo Celius and I commit to becoming your most trusted strategic and loyal partner
MEDICARE / MEDICAID
Are you ready to live for them before you die for them?
Here is my motto "LTFA" meaning Let's Talk and Find Out. Come on, let's do it
UNIVERSAL LIFE INSURANCE
It is like you own your own bank
The cash value in an IUL grows tax-deferred based on the performance of a stock market index (like the S&P 500).
I can also help you with Life Insurance, Asset Protection, Living and Death Benefits
2000+ insured and they love me.
Helping you master uncertainty to prepare your family for the worst.
Tax Free Growth and Withdrawals
Take tax-free loans or withdrawals from the policy to use for retirement income or other needs.
Flexible Premium and Death Benefits
You can increase or decrease your contributions and coverage (within limits) as your financial situation changes.
Market Upside with Downside Protection
With a floor (often 0%), which protects your cash value from losses in a market downturn. It’s a way to grow money with less risk.
99+
Agencies
35+
Investment Types
plans& policies to choose from for you.
Things go wrong. You’ll have questions. Call and I will pick up before you call. This is my commitment to you and your family
I will answer all your questions and provide you all the support your situation will require..
Client all over the world
sent us feedback
Things go wrong. You’ll have questions. We understand.
I had no idea what an IUL was until I spoke with Ricardo Multi Services Solutions, but now I can’t believe I didn’t start sooner. Not only am I protected with life insurance, but I’m also building a cash reserve that grows over time without worrying about market crashes. As a young professional, this gives me peace of mind and a smart strategy for retirement. Highly recommend!
As a parent, my biggest concern is securing my children’s future. Ricardo helped me set up an IUL policy that gives me life insurance coverage and a tax-free way to grow my money. The best part? I know it’s protected, even if the market dips. It feels amazing to finally have a solid financial plan."
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